Does the PNG Government Assist Women in Business?

Papua New Guinea (PNG) has recognised the crucial role of women in driving economic development and has taken steps to support and empower them through various initiatives. One of the key vehicles for this support is the National Development Bank (NDB). 

Established as the government's vehicle to create wealth and empower local businesses, the NDB has a specific program called the "Women in Business Desk," aimed at assisting Papua New Guinean women in their entrepreneurial endeavours.

Why is it Important for Women to be Involved in Business?

Before we take a look at what help is available for women in business in PNG, let's look at why women in PNG need to venture into business and tap into the help available. 

The PNG government recognises the vital role of women in economic development. Women need to be involved in business because their participation brings numerous benefits. 

Women's inclusion enhances diversity and creativity in the business landscape, leading to innovative solutions and increased competitiveness. By empowering women in business, economies can tap into a larger talent pool, driving growth and prosperity. 

Moreover, women's economic involvement leads to better livelihoods for families and communities, contributing to poverty reduction. When women succeed in business, they become influential role models, inspiring future generations of female entrepreneurs and fostering a more equitable society. 

Ultimately, women's participation in business is a catalyst for sustainable and inclusive development.

Read about the success of women in business in this article.

 

Background of the National Development Bank (NDB)

The National Development Bank was established with a two-fold objective. First, to align itself with the National Government's 2050 Vision under the "Wealth Creation Pillar," and second, to develop a platform for the economic empowerment of women in PNG. 

The NDB Women in Business Desk was established in October 2010 to facilitate this vision and support women in various aspects of business.

Are Women Successful in Business in PNG?

Women in PNG have historically faced marginalisation and restrictions in contributing significantly to various spheres of life. However, recent trends, both globally and locally, have shown that women are becoming increasingly active in pursuing entrepreneurial ventures, seeking financial independence, and driving empowerment agendas. 

Recognising this potential, the NDB's Women in Business Desk was created to provide targeted support and assistance to women entrepreneurs.

The Impact of the Women in Business Desk

The Women in Business Desk has demonstrated its effectiveness in supporting women entrepreneurs in PNG. 

Within just 12 months of its establishment, the NDB witnessed an impressive 1000% growth in loans granted to women in the formal business sector. This growth indicates the significant role women are playing in contributing to PNG's economic development.

How to Access NDB's Women in Business Services

Accessing the NDB's Women in Business services is relatively straightforward. Interested women entrepreneurs need to contact the nearest NDB branch in their location and get in touch with the Women in Business representative. 

The NDB offers two types of loan packages tailored to meet the specific needs of women-owned and managed businesses.

1. Start-Up Loan Packages:

• Loan Amount: K5,000 to K100,000
• Interest Rate: 6.5%
• Equity: 30% (Cash Only)
• Guarantee: K100,000 (secured under the NDB Credit Guarantee Scheme)
• Term: 2-15 years
• Qualification: Only women-owned and managed businesses
• Ages Range: 18-55 years
• Support: Dedicated Women in Business officers, fast approvals, business training/seminars, mentoring, networking, clubs, awards, and incentive programs.

2. Grower Loan Package:

• Loan Amount: K100,000+
• Interest Rate: 6.5%
• Equity: 30% - Pure Historical/Historical & Cash Equity
• Security: Fully secured loans only or up to K100,000 to meet security shortfall.
• Term: 2-20 years
• Qualification: Only women-owned and managed businesses
• Ages Range: 18-55 years
• Support: Dedicated Women in Business officers, fast approvals, business training/seminars, mentoring, networking, clubs, awards, and incentive programs.

In this article, we take a look at other help available to 'Women in Business in Papua New Guinea. Click here to find out.

PNG Government Help: National Development Bank's Women in Business Desk

The National Development Bank's Women in Business Desk is a commendable initiative by the PNG Government to empower women in business and promote gender equality in economic development. 

Through accessible loan packages and comprehensive support programs, the NDB encourages women entrepreneurs to pursue their business aspirations, contribute to their families' well-being, and drive PNG's economic growth. 

As the program continues to evolve and expand, it is likely to play a significant role in fostering a more inclusive and prosperous business landscape for women in Papua New Guinea.

Women in Business in Papua New Guinea: Constraints and Challenges

The role of women in business and leadership in Papua New Guinea (PNG) has been a subject of exploration and analysis for many years. Find out what is Women in Business in PNG, and what are the Successful models, challenges, and empowerment initiatives. Learn about women entrepreneurs and their economic impact.

In this latest article, we take a look at other help available to 'Women in Business in Papua New Guinea. Click here to find out.

PNG Insight photo file: Small Business Couple, Mt Hagen, WHP

To read about the Farmer in the photo above, click here.

Women in Business in Papua New Guinea

In October 2008, an AusAID study was conducted to profile women's businesses and explore issues faced by female entrepreneurs in the country.  

This article summarises the main findings of the study (link here, PDF) and presents recommendations for donors, the government, and non-governmental organisations (NGOs) to consider for empowering women in business and leadership in PNG.

Background on Women in PNG

The PNG government has made progress towards gender equality, with initiatives like the Equal Participation of Women plan in the PNG Constitution (Section 2, Paragraph 5). 

However, compared to other Pacific countries, PNG still faces significant challenges in achieving gender equality and women's empowerment. 

Factors such as cultural and social discrimination, limited resources, and lack of support from both men and women hinder the progress of women in business and leadership roles.

Women Doing Business in PNG - Key Barriers

Women entrepreneurs in PNG encounter various barriers that affect their economic development and business growth. The constraints on women's economic development stem from broader gender inequalities in the country. 

Limited access to productive resources, especially land, poses significant challenges for women. Moreover, women face difficulty in accessing finance and formal sector employment, with only a small percentage holding senior managerial positions.

Poor provision and maintenance of infrastructure, such as roads, transportation, and electricity, also hinder women's economic activities, especially in the informal sector. (Here is an example of a Road Connection in Western Highlands Province)

Women often become targets of unfair trading practices and anti-competitive behaviour, affecting their business operations. Lack of awareness of laws affecting business activity, poor legal support, and absence of sex-disaggregated data are additional barriers faced by women entrepreneurs.

PNG Insight Photo File: Mothers Selling Strawberries near Roadside

Recommendations

To address the barriers faced by women in business and leadership, several recommendations have been proposed:

1. Access to Land/Property

Review gender-neutral or discriminatory land laws to promote women's economic empowerment. Prioritise widows in CEDAW (UN Convention on the Elimination of all Discrimination Against Women) shadow report consultations and provide assistance to rural and remote areas. Invest in legal aid offices and hotlines for widows.

2. Legal/Regulatory Issues

Conduct awareness-raising training on laws, legal processes, contracts, intellectual property, and Fair Trade, especially in the mining sector. Support capacity-building in PNG's legal system and land administration to address discriminatory land laws and practices.

3. Access to Finance and Business Training and Education

Conduct a feasibility study on women's business incubation centres and microloans such as SMEs. Offer business and financial mentoring to address cultural and familial challenges for women entrepreneurs. Study different entrepreneurial cultures in different provinces to develop appropriate program designs.

4. Access to Regional Value-Added Markets 

Assist farming communities in accessing Fair Trade and organic certified product markets. Coordinate trader tours to meet with craft, jewellery, and fashion producers to stimulate business partnerships.

5. Women's Business Advocacy and Networking

Support the establishment of a Women's Chamber of Business with provincial branches. Generate ideas for promoting women's business networks and networking opportunities. Engage media to promote positive stories of successful women entrepreneurs.

To read about why it is important for women to be empowered in business ventures, CLICK HERE

Summary

Empowering women in business and leadership in PNG requires addressing the key barriers they face. 

By implementing the recommendations provided in the study, the PNG government, donor agencies, and NGOs can create an environment that fosters gender equality, supports women's economic development, and promotes inclusive business growth. 

Supporting women in business and leadership roles will not only benefit individual women but also contribute to PNG's overall economic growth and development.

To find out about Business Colleges in PNG, click here. (How to apply, GPA requirement and all you need to know as a Grade 12 student wanting to study business at a college or university next year)

FAQs about Women in Business in PNG

1. What is Women in Business in Papua New Guinea?

Women in Business in Papua New Guinea refers to the participation of women in various economic activities, including entrepreneurship, formal and informal businesses, and agricultural endeavours. It encompasses women's roles as business owners, managers, and employees in the country's diverse economic sectors.

2. What are successful business models for women in PNG?

Successful business models for women in Papua New Guinea vary depending on the sector and location. Some successful models include women-owned microenterprises in the agricultural sector, women artisans and craft producers promoting Fair Trade and organic products, and women entrepreneurs in the service industry. Additionally, women who have access to financial literacy training, mentorship, and support networks tend to have better chances of success in business.

3. Who are the women in business in PNG?

Women in business in Papua New Guinea come from diverse backgrounds and communities. They include women entrepreneurs, farmers, artisans, small-scale miners, and women engaged in various service-oriented businesses. These women play a vital role in contributing to the country's economy and local communities.

4. What are the key challenges faced by women in business in PNG?

Women in business in Papua New Guinea face several challenges, including limited access to land and property rights, lack of financial literacy and business skills, difficulty accessing finance, and cultural barriers that limit their economic opportunities. They also need help in terms of infrastructure limitations, poor legal support, and limited networking opportunities.

5. How can women's economic empowerment be promoted in PNG?

To promote women's economic empowerment in Papua New Guinea, it is essential to address these challenges. This can be achieved through initiatives such as:

• Reviewing and reforming gender-neutral or discriminatory land laws to ensure women's land ownership and decision-making rights.
• Providing business training and financial literacy programs tailored to women's needs.
• Creating women's business incubation centres and offering mentoring and support for women entrepreneurs.
• Facilitating access to regional and international markets, such as Fair Trade and organic markets, for women producers and exporters.
• Establishing a Women's Chamber of Business to promote networking and advocacy for women entrepreneurs.

Leave a comment and let us know what you think about Women in Business in Papua New Guinea or share your experience on PNG Insight. And importantly, do you think the PNG Government should assist women in business?

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Are Women Successful in Business in Papua New Guinea?

When it comes to women in business in Papua New Guinea (PNG), the answer is a mix of challenges and successes. PNG, like many other countries, is making efforts to promote gender equality and empower women in various fields, including business and leadership. Let's dig deeper into the subject to gain a comprehensive understanding of Women in Business in PNG.

In this article, we take a look at other help available to 'Women in Business in Papua New Guinea. Click here to find out.

Find out about Business Colleges in PNG, click here. (How to apply, GPA requirement and all you need to know as a Grade 12 student wanting to study business at a college or university next year)

What is the Current Scenario?

While the PNG government is making progress on gender equality and women's participation in economic development, there is still much work to be done. 

The country ranks among the poorest performers in the Pacific on gender development indices, indicating that women face significant hurdles in realizing their full potential in business.

To read about our recent article on on this topic (PNG Women in Business), click here.

Key Challenges Faced by Women in Business

Women entrepreneurs in PNG encounter several challenges that hinder their business growth. These challenges include:

• limited access to land and property rights, 
• lack of financial literacy and business skills, 
• difficulty in accessing finance, and 
• cultural barriers that restrict their economic opportunities. 

Additionally, poor infrastructure, lack of legal support, and limited networking opportunities further compound the challenges faced by women in business.

Successful Business Models for Women in PNG

Despite the obstacles, there are inspiring success stories of women-owned businesses in PNG. 

Successful business models include women entrepreneurs in the agricultural sector, women artisans and craft producers promoting Fair Trade and organic products, and women excelling in the service industry. 

When equipped with financial literacy training, mentorship, and support networks, women entrepreneurs have shown remarkable resilience and achievements.

Initiatives for Women's Economic Empowerment

To promote women's economic empowerment in PNG, there is a need for targeted initiatives. These include:

• reviewing and reforming land laws to ensure women's land ownership rights, 
• providing customized business training and financial literacy programs, 
• establishing women's business incubation centers, and 
• facilitating access to regional and international markets. 

Advocacy groups, such as a Women's Chamber of Business, can play a crucial role in supporting women entrepreneurs and promoting their interests.

Study at Port Moresby Business College next year

Conclusion

All in all, while challenges persist, women in business in Papua New Guinea are making strides towards success. 

With the right support, empowerment, and an inclusive approach, women entrepreneurs have the potential to drive economic growth, create sustainable businesses, and contribute significantly to the country's development.

World Menstrual Health Day: Shattering the Stigma in Papua New Guinea

Every Thursday, for the past five (5) years a group of dedicated women meet in Lae, Papua New Guinea, to sew high quality washable menstrual pads. So far, they have distributed over 3000 of these hygiene packs to girls in the Morobe province.

Photo supplied: Nakei Siloi (L) &  Munum Primary School Girls (R)

In preparation for Menstrual Hygiene Day (28 May), girls from Christ The King Primary School will receive sets of these hand-sewn items, along with a health talk about the female body, menstruation, pregnancy and the importance of female hygiene. 

“There is a big need. Store-bought pads are expensive. And the disposal of plastic synthetic pads is a problem for our environment.” Nakei Siloi, Marama and spokesperson for the group has been a volunteer with Days for Girls since 2018. “We do not want our daughters to miss school just because she has her sikmun. We want to educate our girls about her monthly cycle. To emphasize to her how natural and normal having a period is.” 

In many parts of Papua New Guinea, haus meri or menstrual huts provide women and girls with the opportunity to support one another during their sikmun. “Because many of us have moved to urban locations, these opportunities for focused learning and rest are not readily available. We may not be talking openly about menstrual hygiene, so our daughters miss out.”

There is a culture of shame and taboo on matters pertaining to sexuality. Girls are teased at school if their clothes are stained. This also discourages our daughters from attending class. 

“Days for Girls have programmes which educate our sons about menstruation. It is called ‘Men who Know.’” Every man and boy is connected to a mother, wife, daughter, sister, friend, coworker or classmate. Men and boys would be crucial partners to shatter the stigma and in the future, influence decision making. “We are looking for men who might want to volunteer to join us in this endeavour” said Ms Siloi. 

Days for Girls was first established in Lae by Wendy Christie, supported by New Zealand, and Australian Days for Girls Teams and Chapters (especially those in Annerley, Boonah and Redlands, Queensland) along with sponsors; The Lioness Club of Lae, Express Freight Management, Chemcare, Papindo Ltd, Theodist and Brian Bell Home Centres.

This initiative on World Menstrual Health Day will reach over 150 young girls

For more information please contact us our Facebook page 

https://www.facebook.com/groups/daysforgirlslaepng

Reservation of Women’s Seats PNG Parliament Key Reform 2022 Elections

KEY REFORMS BEFORE 2022

 Reservation of women’s seats in parliament

The reservation of women’s seats in parliament is one key reform agenda to be looked at by the new Chairman of the Constitutional and Law Reform Commission (CLRC) before the 2022 National Elections.

Prime Minister (PM) James Marape, said the new Chairman and Member for Wewak, Kevin Isifu, now has a big task at hand before the elections and as a member of the ruling Pangu Party, he will deliver the party’s perspective, which includes the women’s reserve seats.

“We will be also looking at women in politics, the representation of women in office,” Prime Minister James Marape.

“For the Pangu perspective, we have a very important proposal to put specific seats for women in the country. We are looking at a higher level of regional seats, probably at four or five regions, designated as women-only seats.”

Constitutional and Law Reform Commission

To handle this task and other key reforms, Marape has high hopes in the new CLRC Chairman saying, “The honourable Kevin Isifu brings to us a wealth of experience, and brings that to our important constitutional office.”

Meanwhile, other key agendas to be looked at, including the system of voting, electoral reforms to modernize it with the biometric voting system and electoral boundaries review.

Isifu was officially sworn- in by the Governor-General, Grand Chief Sir Bob Dadae at the Government House in Port Moresby this morning.

NEWS: YUMI FM (30/06/2020)

READ MORE ABOUT WOMEN IN POLITICS

2020 Young Pacific Leaders Conference Now Accepting Applications | APPLY NOW

The application for the Young Pacific Leaders (YPL) Conference in Papua New Guinea in April is now open. 

2020 Young Pacific Leaders Conference | Apply NOW

The seventh YPL conference aims to enhance leadership skills and regional knowledge of young Pacific Islanders ages 25 - 35 years.

The YPL Conference will include

• informational sessions, 
• skills workshops, 
• cultural activities, 
• and site visits

All aim to deepen participants’ capacity to address regional issues related to YPL’s four programmatic themes: 

• Education; 
• Environment and Resource Management; 
• Civic Leadership; and 
• Economic and Social Development.

Applicants will be selected from across 

• the independent Pacific states, 
• Australia, 
• New Zealand, 
• Papua New Guinea, 
• Pacific French Territories, and 
• the American-affiliated Pacific (American Samoa, Guam, the Commonwealth of the Northern Mariana Islands, and Hawaii). 

Outstanding alumni of previous conferences are also invited to apply to participate in the 2020 YPL Conference as alumni mentors.

 All applications are due by February 3, 2020 and can be completed online.

Interested applicants are encouraged to contact Cultural Vistas at YPL@culturalvistas.org for any questions about the conference, or to request a fillable PDF version of the application if needed. 

Participants will be required to attend the full conference program (April 21 – 24, 2020, not including travel days). 

All travel, lodging and meals will be provided to selected participants and alumni.

At the conclusion of the YPL Conference, all YPL alumni will be eligible to compete for small grant funding to support projects in their countries and the region. 

In addition, conference participants and the larger YPL community will participate in YPL LEADS throughout the month of May, a month-long event highlighting the YPL program through service-related activities in their communities.

Source: adapted from https://fj.usembassy.gov

Original announcement: https://fj.usembassy.gov/applications-now-open-for-young-pacific-leaders-conference-2019/

What are some success stories of women in business and leadsership in PNG

Women's representation in politics has done 3 steps back. During her time there was talk about creating seats for 22 women reps. This was received with mixed feelings, yet there was good support from male MPs. 

The 2022 National Election is going to be an interesting one for women candidates. It would be nice to see more women back in politics.

The 2012 to 2017 parliament had 3 sitting female MPs. The situation for women and girls may have stayed the same in Papua New Guinea. But, the situation for woman leaders was NOT represented well by those 3 women MPs. It has deteriorated, don't you think? 

This was obvious from the number of women returning to parliament in the 2017 elections. 0

Former Woman MP Delilah Gore 2012 - 2017

For example, MP Delilah Gore's recent alleged spending of the department's K17000 and siding with Arore to oust Governor Juffa is a black mark on her reputation, including woman leaders. 

Remember the Air Niugini incident - Yu Save Lo Mi - comment. That was directed at a younger woman. The good things she may have done in her term as minister often goes unnoticed when such an incident hits headline news. Tough.

Former Woman MP Loujaya Toni 2012 - 2017

Take a look at MP for Lae, Loujaya Toni. A few months after her election to the parliament her marriage broke down. Even, as a Melanesian woman leader where simplicity is gold, she does not give the impression of a contemporary PNG woman leader. Or, does she?

The same can be said of male politicians, but the outcome is often different. That is a shame but it is the reality. I only wish there is a right balance when it comes to women vs men politicians in PNG.

Google pictures

Former Woman MP Julie Soso

What about the Governor of EHP, does she portray a mirrored image a young girl could reflect? Julie Soso can be described as a Melanesian woman. However, as the governor, there is more to be desired of her. She has never done better than Mal Kela Smith or Feti Lafanama. 

Goroka Town has not got back the image of the 80s -  beautiful and clean. Pigs are roaming the market. Pickpockets are everywhere in town. Shantytowns extended from Genoka to Banana Block and everywhere. 

This is the same for the current male governor. He builds the Goroka market but the pigs are still roaming the town. Ominously, the market is not opened yet! The male politicians are NOT better than their female counterparts, but their chance of being re-elected is high. Not fair at all. 

Women Politicians Can Chance Public Opinions

Those 3 women leaders CAN change public opinion on women leaders in the country. They failed miserably in this regard.

But there are great women leaders and powerful women politicians in the history of politics in PNG. Dame Josephine Abaija and Dame Carol Kidu are two that came to mind, you can name the others. 

These are shining examples of PNG women in politics. Personally, I think women will NOT be great leaders in Parliament, in fact, they will be EXCELLENT leaders.

Come 2022 elections, PNG need to vote in more women leaders - that is for sure. Strong women who can stand tall and proud and represent the nation. 

Women who are hardworking, firm and direct.

Former Woman MP Dame Carol Kidu 2007 - 2017 (resigned)

I still have lots of respect for Dame Kidu. She showed how a woman can make a difference. 

Her contribution is notable. In addition, Dame Kidu topped her career off by being the only opposition leader and the only member of the opposition (PHOTO ABOVE). 

She stood against male idiocy in parliament. She is forever to be remembered as one woman opposition. 

PNG needs powerful woman leaders and politicians like Dame Carol Kidu!