What is IPA - A guide to Investment Promotion Authority Online Services

The Investment Promotion Authority (IPA) of Papua New Guinea (PNG) is the country's primary agency for promoting and facilitating domestic and foreign investment. Established under the Investment Promotion Act 1992, IPA is responsible for the registration of companies and the promotion of investment in PNG.

In this article, we will explore some of the key features of IPA and how it can help investors looking to do business in Papua New Guinea.

What is IPA?

IPA is a statutory body that operates under the Ministry of Commerce and Industry. Its primary function is to promote and facilitate investment in PNG by providing a range of services to investors, including 

• registration of companies, 
• provision of investment information, and
• facilitation of investment approvals.

IPA also works closely with other government agencies, including the Department of Treasury, the Bank of Papua New Guinea, and the Internal Revenue Commission, to promote investment and improve the business environment in the country.

IPA Certificate Download

One of the most important services provided by IPA is the registration of companies. Companies that are registered with IPA are issued with a certificate of incorporation, which is an important legal document that is required for doing business in Papua New Guinea.

Investors can download a copy of their IPA certificate from the IPA website. 

This can be useful for investors who need to provide proof of their company's registration for various purposes, such as opening a bank account or applying for a visa.

PNG IPA Company Extract

In addition to the certificate of incorporation, investors can also obtain a company extract from IPA. 

A company extract provides detailed information about a company, including its 

• registered office address, 
• directors, 
• shareholders, and
• share capital.

This information can be useful for investors who are conducting due diligence on a potential business partner or supplier in Papua New Guinea. 

The company extract can be obtained online through the IPA website.

IPA Online Company Search

The IPA website also provides an online company search facility, which allows investors to search for information about registered companies in Papua New Guinea. 

This can be useful for investors who are looking for potential business partners or suppliers in the country.

The online company search provides basic information about registered companies, such as their name, registration number, and status. 

Investors can also obtain a company extract by clicking on the company name.

IPA Online Login

Investors who are registered with IPA can log in to the IPA website to access a range of services, including the ability to update company details, file annual returns, and apply for investment approvals.

To log in to the IPA website, investors need to have their registration number and password. If investors have forgotten their password, they can request a new one by clicking on the "Forgot Password" link on the login page.

How to Use the IPA Portal

The IPA portal provides a range of services for investors, including the ability to register a new company, update company details, file annual returns, and apply for investment approvals.

To use the IPA portal, investors need to first register with IPA and obtain a registration number and password. Once registered, investors can log in to the portal and access the various services.

What is IPA - A guide to Investment Promotion Authority Online Services

The Investment Promotion Authority of Papua New Guinea plays an important role in promoting and facilitating investment in the country.

 Its services, including the registration of companies, provision of investment information, and facilitation of investment approvals, make it an essential resource for investors looking to do business in Papua New Guinea.

The IPA website provides a range of online services that can be accessed by registered investors, including the ability to download IPA certificates, obtain company extracts, and search for registered companies in the country.

PNG BSP Bank: A Guide to BSP Online Banking, Business Banking, and Customer Service

Bank of South Pacific (BSP) is a major banking institution in Papua New Guinea (PNG) that offers a range of financial products and services, including online banking and business banking. BSP has been providing financial solutions to individuals, small and medium enterprises, and large corporations in PNG for over 60 years. 

In this article, we will delve into the various aspects of BSP, including its

• online banking services, 
• business internet banking, 
• customer service, and 
• the advantages and disadvantages of banking with BSP.

Check out the information on BSP PaySecure App, click here.

BSP Online Banking PNG

BSP's online banking service provides a secure and convenient way to manage your finances anytime, anywhere. 

With BSP online banking, you can access your accounts, view your transaction history, transfer funds, pay bills, and much more. 

To get started with online banking, you need to register for BSP's Internet Banking service by visiting a BSP branch or by calling their customer service hotline. 

Once you have registered, you can access the service from the BSP website or through the BSP mobile app.

BSP Online Business Banking

BSP's online business banking service is designed to meet the financial needs of small and medium enterprises (SMEs) and large corporations. 

This service allows businesses to manage their finances in a secure and efficient manner, with features such as 

• account management, 
• fund transfers, 
• bill payments, and 
• payroll services. 

BSP's online business banking service is available 24/7 and can be accessed from anywhere with an internet connection.

BSP Business Internet Banking

BSP's business internet banking service is a comprehensive financial management tool for businesses of all sizes. 

This service provides businesses with a secure platform to manage their finances, including account management, fund transfers, bill payments, payroll services, and more. 

BSP's business internet banking service also allows businesses to monitor their cash flow and manage their finances more effectively.

BSP Customer Service

BSP is committed to providing excellent customer service to its clients. The bank has a dedicated customer service team that is available 24/7 to assist clients with any banking-related queries or concerns. 

BSP's customer service team can be reached through their customer service hotline, email, or by visiting a BSP branch. 

It also provides its clients with access to a range of educational resources, including financial literacy programs, to help them manage their finances more effectively.

Advantages of Banking with BSP

There are several advantages to banking with BSP. Firstly, BSP has a wide network of branches and ATMs throughout PNG, making it easy for clients to access their funds and manage their finances. 

BSP also offers a range of financial products and services to meet the diverse needs of its clients, including personal and business loans, savings and investment accounts, insurance products, and more. 

It is also committed to providing excellent customer service and ensuring the security and privacy of its client's information.

Disadvantages of Banking with BSP

Despite its many advantages, there are also some disadvantages to banking with BSP. One of the main drawbacks is that BSP's fees and charges can be higher than those of other banks in PNG. 

Additionally, BSP's online banking services can sometimes experience technical issues, which can cause inconvenience for clients. 

Finally, BSP's customer service can sometimes be slow in responding to queries or concerns.

Why Use BSP Online Services

BSP's online banking services offer several benefits, including convenience, security, and flexibility. 

With BSP's online banking services, clients can manage their finances from anywhere with an internet connection, at any time of the day or night. 

BSP's online banking services are also secure, with advanced encryption and authentication protocols to protect clients' information. 

Its online banking services are flexible, allowing clients to customize their banking experience to meet their individual needs and preferences.

BSP is a leading financial institution in PNG that provides a range of financial products and services, including online banking and business banking. 

Its online banking services offer clients a convenient, secure, and flexible way to manage their finances, while its business banking services are designed to meet the diverse financial needs of businesses of all sizes.

Although there are some disadvantages to banking with BSP, such as higher fees and technical issues with online banking, BSP's commitment to excellent customer service, financial literacy programs, and secure online banking make it a top choice for many individuals and businesses in PNG.

In conclusion, if you are looking for a reliable and trusted financial institution in PNG, BSP is an excellent choice. With its comprehensive range of financial products and services, commitment to excellent customer service, and secure online banking options, BSP is well-positioned to help you achieve your financial goals.

Nambawan Super Savings and Loans Login Online Portal Login Info

Nambawan Super Savings and Loans provides a range of financial services to its customers. Its online portal is a convenient and secure platform that allows customers to access their accounts and a variety of financial services from anywhere in the world. By logging in, customers can access services such as account information, bill payments, loan applications, updating personal details, and secure messaging.

The benefits of using the online portal include easy access to account information, convenient bill payments, loan applications, and secure transactions. Customers should keep their login details secure, keep their contact details up to date, use the secure messaging feature to contact customer service, review their accounts regularly, and keep track of loan payments to avoid late payment fees.

In this article, we will take a closer look at how to login to the Nambawan Super online portal and what services you can access once you are logged in.

Nambawan Super Savings and Loans Login

The Nambawan Super online portal is a convenient and secure platform that allows customers to access their accounts from anywhere in the world. Some of the benefits of using the online portal include:

• Easy access to account information: With the online portal, customers can access their account information, including their account balance and transaction history, at any time.
• Convenient bill payments: Customers can pay their bills, such as water and electricity bills, directly from their Nambawan Super account.
• Loan applications: Customers can apply for loans online without having to visit a physical branch.
• Secure transactions: The online portal is secure, and all transactions are encrypted to protect customers' sensitive information.

How to login to the Nambawan Super online portal

To access the Nambawan Super online portal, you need to follow these simple steps:

• Step 1: Visit the Nambawan Super website: The first step is to visit the Nambawan Super website at www.nambawansuper.com.pg. Once you are on the website, click on the "Login" button located at the top right corner of the page.

• Step 2: Enter your user ID and password: On the login page, enter your user ID and password. If you are logging in for the first time, you will need to register for an account. To do this, click on the "Register" button and follow the prompts.

• Step 3: Click on the "Login" button: Once you have entered your user ID and password, click on the "Login" button to access your account.

Here is who to check Nambawan Super Balance

 

What services can you access once you are logged in?

Once you are logged in to the Nambawan Super online portal, you can access a wide range of services, including:

• Account information: You can view your account balance, transaction history, and other account details.
• Bill payments: You can pay your bills, including water and electricity bills, directly from your Nambawan Super account.
• Loan applications: You can apply for loans online without having to visit a physical branch.

• Update personal details: You can update your personal information, including your contact details and address.

• Secure messaging: You can send secure messages to the Nambawan Super customer service team.

• Access to statements: You can view and download your account statements.

Tips for using the Nambawan Super online portal

Here are some tips to help you get the most out of your Nambawan Super online portal experience:

• Keep your login details secure: Always keep your user ID and password secure and do not share them with anyone.

• Keep your contact details up to date: Ensure that your contact details are up to date, including your phone number and email address, so that you can receive important notifications from Nambawan Super.

• Use the secure messaging feature: If you have any questions or concerns, use the secure messaging feature to contact Nambawan Super's customer service team. This ensures that your communication is secure and confidential.

• Review your account regularly: It is important to review your account regularly to ensure that there are no unauthorized transactions or errors.

• Keep track of your loan payments: If you have a loan with Nambawan Super, make sure to keep track of your loan payments and pay them on time to avoid late payment fees.

Nambawan Super Savings and Loans Login Online Portal Best Practices

The Nambawan Super online portal is a convenient and secure platform that allows customers to access their accounts and a range of financial services from anywhere in the world. 

Logging in is easy, and once you are logged in, you can access a wide range of services, including account information, bill payments, loan applications, and secure messaging. 

By following the tips outlined in this article, you can get the most out of your Nambawan Super online portal experience and ensure that your financial transactions are secure and hassle-free.

Kina Bank PNG leading financial institution in Papua New Guinea

 Kina Bank PNG is a leading financial institution in Papua New Guinea that provides various banking services to its customers. From internet banking to personal loans, Kina Bank offers a wide range of financial products to help individuals and businesses manage their finances efficiently. In this article, we will take a closer look at some of the key features and benefits of banking with Kina Bank, as well as some of the challenges that customers may face.

Kina Bank Internet Banking

Kina Bank's internet banking service allows customers to access their accounts and manage their finances from anywhere with an internet connection. 

This service provides customers with a convenient and secure way to transfer funds, pay bills, view account balances, and track transactions. 

To use Kina Bank's internet banking service, customers need to register for the service and create a login ID and password.

Kina Bank Online Banking

Kina Bank's online banking service is similar to its internet banking service, but it is designed for customers who prefer to access their accounts through a mobile app. 

Kina Bank's mobile app is available for both iOS and Android devices, and it provides customers with a range of features, including 

• balance inquiries, 
• transaction history, and 
• account transfers.

Kina Bank Application Form

To open an account with Kina Bank, customers need to fill out an application form. This form is available online or at any Kina Bank branch. 

Here is how to open an account with Kina Bank. 

• Firstly, customers need to decide which type of account they want to open, such as a savings account or a current account. 
• Once the customer has selected the type of account, they can complete the application form online or at a Kina Bank branch. 
• Customers will need to provide personal information, such as their name, address, and identification documents. 
• Once the application is submitted, Kina Bank will review the application and contact the customer if any further information is required.

Kina Bank Personal Loan

Kina Bank provides personal loans to customers who need to borrow money for personal expenses, such as home renovations or travel. 

Kina Bank's personal loans offer flexible repayment terms and competitive interest rates. 

To apply for a personal loan, customers need to complete an application form and provide proof of income and employment.

Kina Bank BSB Numbers

BSB stands for Bank State Branch, and it is a unique identifier for each bank branch in Australia and Papua New Guinea. 

Kina Bank's BSB numbers are used for bank transfers and other financial transactions. 

To find Kina Bank's BSB numbers, customers can visit the bank's website or contact customer service.

Advantages of Banking with Kina Bank

Banking with Kina Bank has several advantages for customers. 

• Firstly, Kina Bank provides a range of financial products and services to help customers manage their finances efficiently. 
• Secondly, Kina Bank has a strong online and mobile banking platform, which provides customers with convenient and secure access to their accounts. 
• Finally, Kina Bank has a large network of branches and ATMs, which makes it easy for customers to access their funds and conduct transactions.

Kina Bank remains a popular choice for customers in Papua New Guinea. The bank's commitment to innovation and customer service has helped it to build a strong reputation in the local market. 

Its focus on digital banking solutions, such as internet and mobile banking, has also helped it to stay ahead of its competitors and provide customers with convenient and secure access to their accounts.

In conclusion, Kina Bank PNG is a leading financial institution that provides a range of banking products and services to its customers. 

From internet and mobile banking to personal loans and BSB numbers, Kina Bank has everything customers need to manage their finances effectively. 

While there are some challenges associated with banking with Kina Bank, its commitment to innovation and customer service makes it an attractive option for customers in Papua New Guinea.

Kina Bank Mobile Banking: A Convenient Solution for Managing Finances on the Go

Kina Bank is a leading financial institution in Papua New Guinea, providing innovative financial services to individuals and businesses across the country. Kina Bank is committed to providing a seamless and convenient banking experience to its customers, and the Kina Mobile App is one of the bank's latest offerings in this regard.

Joining Kina Mobile Banking

To join Kina Mobile Banking, customers must have an active Kina Bank account. If you do not have a Kina Bank account, you can easily open one by visiting the nearest Kina Bank branch. 

Once you have an active account, you can download the Kina Mobile App from the Google Play Store or Apple App Store, depending on the type of smartphone you have.

Using the Kina Mobile App

To use the Kina Mobile App, customers need to register their account details on the app. The registration process is simple and straightforward, and once completed, customers can log in to the app using their username and password. 

The Kina Mobile App is designed to be user-friendly, and customers can easily navigate through the app to access the various banking services.

Features of the Kina Mobile App

The Kina Mobile App offers several features that allow customers to manage their finances conveniently. With the app, customers can:

• Check their account balances
• View transaction history
• Transfer funds to other Kina Bank account
• Pay bills
• Set up alerts to notify them of any changes to their account, such as incoming funds or outgoing payments.

QR Code Payments

One of the unique features of the Kina Mobile App is the ability to use QR codes to make payments. 

Customers can generate a QR code for a particular transaction and have the recipient scan the code to receive payment. This feature eliminates the need for cash or card payments and makes transactions more secure and convenient.

In summary, Kina Mobile Banking is an innovative and convenient way to manage your finances on the go. 

With the Kina Mobile App, customers can access a range of banking services from their smartphones, including checking account balances, transferring funds, paying bills, and much more. 

The registration process is simple, and the app is user-friendly, making it easy to navigate and use. 

If you're a Kina Bank customer, be sure to download the Kina Mobile App and take advantage of this convenient banking solution.

How to Make Money Online Blog and YouTube

With the increasing access to the Internet in Papua New Guinea, many young people have the privilege others never had in the past - having access to social media, blogs and vast sources of information online. 

This post is about investing your time and effort wisely on your phone and computers which will help you to make money online in the long run.

Investing time & effort

Just imagine in 5 years time you earn US$200 per month in passive income for the effort you put in now by blogging or YouTube-ing. 

It's better than wasting time on social media channels that do NOT reward you for sharing your ideas.

Start A Blog - Earn Money Online

A good way to utilise Internet access is to talk about our beautiful country, your passion and things that interest you.

Start your own blog for free, an example is this blog. The reward (money you make) depends on the visitors to your blog.

In addition, the benefits of blogging are massive. 

Apart from sharing information, you remember vital facts - facts that are relevant to you! It is rewarding - both educational and monetary gains. 

Let's have a look at the 3 ways to make money online and how to monetise your work. 

Three Ways to Make Money Online

Here are the practical tips to start earning some rewards online. Click on the links provided to explore the opportunities.

1. Start a Free/Paid blog

This blog is an example of a free blog, started in 2014. It took 2 years before we had good traffic to monetise. 

Bear in mind that blogging is not for the faint-hearted and quick-reward-seeking opportunists. Focus on your interest. Make blogging a hobby and the rest will fall in place. 

It will take years before you get good traffic/visitors and monetise your work.

We've got great Blogging Tips with pictures and guides here: How To Start a Personal Blog  & How to A Blog on Wordpress.

2. YouTube Channel 

YouTube channels are a great way to showcase things you are good at. 

Successful YouTubers are those that have the ability to make some 'boring subject' look amazing. If you are one of them, you can do that right now. Some examples are:

• Gardening Hobbies
• Musical/Singing Talents
• Producing how-to videos

Videos eligible for monetisation are usually those that are unique. In fact, how-to and music videos are popular and get lots of views on YouTube. 

The more videos and interest you generate from views and impressions will make you money.

To monetise you'll need at least 1000 subscribers and 4000 hours of watch time. That means that if you put in the work now, you can monetise your video in the next 12-24 months.

3. Write and Earn Money or Mobile Credits Online 

PNG Insight is looking for writers to write interesting articles for us. You can make money online now by submitting your first article to us. Read about the PNG Writers' Initiative. 

Here are some of the works produced by PNG Writers. Take a look if you need inspiration.

Write for us today and earn cash or mobile phone credits - your choice! The contact email is info@pnginsight.com

Latest On YouTube - Monetise Shorts

If you love to share photos and short videos from your mobile phone, YouTube #Shorts is going to be your thing.

In 2023, YT will monetise those videos - check out how to get into the YouTube Partners Program for Shorts.

Two Ways to monetise a blog, website or YouTube

Two ways to monetise a blog and YouTube.

Setting up a blog, website or YouTube Channel is the first step - only the starting point. 

As mentioned earlier, it can take years (if you are lucky, months) to fully monetise and start making money. 

1. Amazon Associate Account - Worth Trying

Amazon associate program is one way to make money online. You can join and start immediately by referring your friends and visitors.

There are several platforms you can use to earn from Amazon. You can promote them via social networks like Twitter, Facebook, etc or on blogs and websites.

Amazon has an easy-to-use URL shortener and widgets to help you on your way to making extra money online.

Please note that not anyone can become Amazon Affiliate today. Amazon has changed its Terms and Conditions and therefore it has become difficult for people in certain countries like PNG to join the program. 

However, Papua New Guineans living overseas (Australia, New Zealand or the US) can join the affiliate program and use it later.

2. AdSense - Takes Time But Works

AdSense is Google’s technology. It shows advertisements to customers. If they click on them, you make money. 

The money you make online will depend on 

• how competitive visitors' keywords are; 
• how many people visit your website or view your YouTube video; and
• the location of your visitors.

In fact, Google is paying you for space you make available for the advertisements and how many people are actively viewing the ads.

To get an Adsense account you have got to own a website, blog or YouTube channel. So, start now.

WordPress and Google Blogger are available options. I would recommend Blogger if you are starting off.

Here are tips to get started on How to Start a Blog and Make Money Online. You can submit an article to use here - Submit Articles to PNG Insight. 

Passion for Personal Development

You can also use the opportunities to your advantage regardless of where you are, whether in PNG or overseas. 

Start something you are passionate about and reward yourself for it. 

Make no mistake, if you are thinking of making quick money online, you might as well try something else.

These four words of encouragement will help you to make blogging a successful hobby: 

• First, have a passion for what you do, and focus on the big picture instead of how much you make monthly. 

• Second, remind yourself that monetisation is normally done years after you started a blog.

• Third, it will take a lot of time and effort, so be patient. 

• Finally, do not put your whole life into it – this is not a job to be serious with, let it be a hobby – let it be passive. 

READ ABOUT HOW TO HOST A WEBSITE

Be a successful young person

This is a collection of articles for making money by writing and building blogs or websites based on your passion. I repeat PASSION.

This blog is an example of using the free BLOGGER platform. You only need your Gmail Account to start a blog on Blogger.

If you have a talent for something or someone tells you that you are creative, these ideas will make you successful. CLICK ON THE LINKS TO GET FREE INFO.

1) How to make money on YouTube

2) How to Start a Personal Blog or Website Beginner Tips

3) How to start a website - REAL COST AND EXPERIENCE

4) How to Make Money Using Your Mobile Phones

5) Five Free Online Tools For Creating Stunning Website - Make Money Online

6) How to Start a Blog and Grow Your Writing Potential - MAKE MONEY ONLINE

How to Register Company with IPA Online (Investment Promotion Authority)

This is an extract of frequently ask questions for registering a business in Papua New Guinea with the Investment Promotion Authority (IPA). The information first appeared in the Post Courier and we share it here for our readers. 

In this info-article, you'll find out about the different companies you can register; how to register a business either offline (in person) or online; the cost of registering a business what to do when you've applied to register a business. 

How do I register a business? 

There are a number of differences which one can register:

1. A Limited Company,
2. Business Name, 
3. Association, 
4. Business Group and 
5. Foreign Enterprise

Upon registration, one can receive a registration certificate under the entity type they register.

How do I go on obtaining an IPA Certificate?

The IPA Certificate is given to foreign entities that are after company registration is required to lodge a foreign enterprise application.

How do I obtain this important document? 

One can obtain extracts or certificates of business entities, from IPA Website. However, at the IPA front counters, IPA does not provide soft-copy searches or printed extracts.

How to register business offline?

• 1. Business name registration fee offline is K200.00
• 2. You must submit the completed business name Form 1 to the Registrar of companies, via post if you are outside of Port Moresby or at our public front counter at Konedobu.
• 3. The IPA postal addresses are; PO Box 1281, Port Moresby, NCD or PO Box 5053, Boroko, NCD, Attention: Registrar of Companies.
• 4. In relation to payment, IPA does not accept cash, hence, fees can be paid via bank cheque, Eftpos on-site or direct deposit using IPA’s customized deposit form.
• 5. If using the normal bank deposit form, please remember to attach the original deposit butt to the application form.
• 6. Account Name: INVESTMENT PROMOTION AUTHORITY 
• 7. Bank: WESTPAC Acc#: 295283 | BSP Acc#: 1001323865 | KINA Acc#: 1150909

How to register a business online?

You also have an option to register your business name and pay fees online using a visa/credit card or by registering yourself as a Deposit Account (prepaid) user on the IPA website. 

The filing fee to register your business name online is K150.00.

PART A FIRST, CREATE A REGISTERED USER ACCOUNT BY DOING THE FOLLOWING 

In order to use IPA Online Registry System (ORS) to access services other than conducting entity searches, one must first register an ONLINE USER account.

To register an online user account, follow steps 1-6 below. 

(If you are already a registered user, please skip to PART B).

• 1. Enter the IPA website address as in https://www.ipa.gov.pg 
• 2. Click Register account 
• 3. Enter your personal details 
• 4. Enter a username
• 5. Enter a password 
• 6. Click ‘create’ to be automatically registered as a registered user. A dashboard automatically appears on the successful completion of this process.

Note: Ensure to record your username and password lest you forget.

PART B – CHECK NAME AVAILABILITY

The first step towards applying for any entity registration including Business Names is to make sure that the name you are proposing to register is available (or is not already registered by someone else). 

Follow Steps 1-6 below: Click Online Services from the tab as in below

PART C – REGISTERING A BUSINESS NAME ONLINE 

• 1. Again, from your dashboard click Online Services 
• 2. Click on Register Business Name 
• 3. Fully complete all tabs as in below and click ‘Submit’

• 4. Once the Fee Payment screen appears complete details in full and click ‘Continue’. A follow-on payment screen will appear. 
• 5. Fill in the details of your CREDIT or DEBIT CARD. 
• 6. Click ‘Continue’ to complete the process.

PART D – NOTES 

• WHAT TO EXPECT: Once the above process is complete, the application is queued in the internal work queue and can be processed imminently.
• ESTIMATED TURNAROUND TIME: Approximate processing time for applications submitted online is 2 working days. Follow-ups may be staged after 2 working days.
• ONLINE FEE: Online application/registration fee applicable for Business Names is K150.
• PAYMENT METHOD: For any online submission, a fee is to be made by either CREDIT CARD or DEBIT CARD
• FOREIGN ENTERPRISE CERTIFICATION: After completing the registration process as above, entities having foreign involvements will need to apply for what is called a Foreign Enterprise Certification. For this, refer to the information sheet titled ‘Using Online Registry System – Foreign Certification Process.
• EMAIL CONTACT: The email address to be used for online queries is ipaonline@ipa.gov.pg

Source: This article originally appeared in the Post Courier 

(24 December 2021)

Step-by-Step Guide to Investing in Stocks and Shares

In the first post, PNG Insight emphasises the importance of research before investing in stocks and shares. Here is the link to the earlier post 'Why investment must have the right balance of the three starters: Research, Money and Approach'.

Unlock your investment potential

This follow-up post is, basically, a beginner's guide to finding your own way around the stock market by:

• Investigating the 2 common methods for analysing stocks; 
• Identifying 8 key stock-picking tactics; 
• up Stock and Share Account; 
• Monitoring stocks over time; 
• Choosing Research that works for you; and
• Busting 5 stocks and shares investment myths.

The whole bullet point is a process.  It can take years to confidently make the first investment. 

If you think investing in shares is something you can do in the future, you’ve got to start now. Understandably, researching and understanding the market now adds to your knowledge base as a potential investor. As you grow older you become wiser, making the right investment decisions.

Let’s make a start.

1.    Analysing stocks – the key to successful investing

Two *common* methods of analysing stocks are called Technical Analysis and Fundamental Analysis.

The technical analysis is used where stock researchers use the price, volume, charts and behaviour of a particular stock to understand the overall performance of that stock before (during and after) buying the stock. This method is very technical in nature. Chartists are examples of technical analysts who use charts to identify patterns and trends to *predict* future share price movement.

Fundamental analysts research a company’s cash balance statement, management reputation, global and local economy, commodity prices, and the overall *intrinsic* value of the company. A key indicator many fundamental analysts look for is the company’s cash.

Note: Both Technical and Fundamental analyses can be used together depending on what works for you as an individual investor. 

The minerals and oil & gas exploration companies are the *high* risk investments. Many of the *exploration* companies do not have cash at hand. If you are going to tread there, it is important that you tread carefully. 

2.    Pick stocks for analysis

This step is supposed to come before the Technical and Fundamental Analyses discussed above. It is placed second because you need to know how to analyse stocks and shares before picking them. (No point picking stocks when you do not know how to analyse them)

The 8 ways to select shares before researching are listed in the table (not a complete list): 

PNG Insight Compilation 14/11/2017 (click on image to enlarge)

Do you have accounts with Nasfund, Kina Bank, BSP or into POM stock exchange? Check out the latest Financial News, Savings and Loans, and Superannuation updates on PNG Insight.

 3. Practice makes perfect: fine-tune your stock picking/research skills

Now that you’ve picked a stock that you *think* (Step 2) to be undervalued and *confirmed* (Step 1) the stock is undervalued in your analysis, it is time to put your stock to the test. This step is crucial to determine whether you can use the research technique employed here on serious investments in the future, or not. It is about finding out what works for you.

One way to do this is to create a Share Account with ASX and build your Watchlist. 

Step 1 – Open an account (free)

Go to MyAsx Registration page and sign up.

Step 2 – Create a Watchlist 

You can add, edit and view your Watchlist. Be realistic about the number of shares you are buying and how much you want to spend. Avoid adding random shares onto your portfolio - only add the stocks you researched. This will make it easy to test (compare) the stocks against your in-depth researches. A good practice.

Source: MyASX.com.au Screenshot 14/11/2017 (click on image to enlarge)

As mentioned earlier, it is important to track the stock you’ve picked and analysed (in Steps 2 & 1, respectively). And, to also find out *if* the research you did was worth replicating when making serious investments in stocks and shares.

Here is an example of a Watchlist. Though the monitory value is virtual (not real money), the other features (volume, chart, prices, announcements…) are live market feeds- delayed by 20 minutes. 

Source: MyASX.com.au (click on image to enlarge)

RECOMMENDED READ: Stock Investing For Dummies Paperback
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4.    Investment Myths - busted

Some people, interested in investing in the share market, thought that you would just sit and monitor the screen and make money. In fact, it is not true.

Myth 1 – You can make lots of money investing in stocks and shares

This is a half-truth. You are likely to lose money investing in stocks and shares. To avoid losing money people either do proper research before investing or pay advisors to guide them when investing.

Myth 2 – You cannot invest in overseas stocks and shares from PNG

You can. If you are serious about investing, BSP Capital and Kina Securities are the local brokers who can help you open a share account and start investing. My top hint is to find out about the recent issue with the foreign currency exchange, brokerage (Buy/Sell) fee, and minimum amount needed to open a Share Account. You can also invest in companies listed on the POM Stock Exchange.

Myth 3 – You should have a Degree in Finance and Accounting or related discipline to invest in stocks and shares

This doesn’t mean you cannot invest in stocks and shares if you know what to do. If you build up a good knowledge base, put them into practice and trust yourself – you can do it too.

Myth 4 – I’ll wait till I save enough money to invest

The best time to start is now. You can open free online accounts and test your findings using real-time data. When you have some money, you’ll know just what to do.

Myth 5 – Anyone can  make money in the stocks and shares market

No. The investors who do thorough research (or choose a brilliant advisor) can earn a decent return on their investment. It is not anyone’s cup of tea. 

I hope this post serves as the *seed* that grows into a big plant. If you have any questions relating to this post, kindly leave a comment below.

Do you have accounts with Nasfund, Kina Bank, BSP or into POM stock exchange? Check out the latest Financial News, Savings and Loans, and Superannuation updates on PNG Insight.

PRODUCTION STARTS 2019: BISMARCK SEA SEAFLOOR EXPERIMENTAL MINING IMPACTS NOT QUANTIFIED YET, MIT STUDY

1. Brief

Image: MIT Environment
Solution Initiative 

Nautilus Minerals is a small cap Canadian company, registered in Brisbane Australia and majority owned by an Oman Group. Described as an *experimental* seafloor mining company, engaging in the exploration and development of Seafloor Massive Sulphide systems in the Bismarck Sea. The company has planned to use remote-controlled heavy machinery and hydraulic pump to mine the minerals, including gold and copper. 

2. Planned Experimental Mining

The latest project update indicated that the planned mining activity will start early 2019. But no definite date was announced. In fact, the company has postponed the start of production from 2017 to 2018 and (in the latest update) to 2019. 

Mike Johnston, Nautilus’ CEO was positive about the seafloor production system: 

"The system remains on track for initial production during the first half of 2019, subject to further financing as indicated previously.” (project update, 10/10/2017)

Nautilus Minerals concept of deep sea mining is not very popular among the people living along the coastal regions of Morobe, Madang, Sepik, Manus, New Ireland and East New Britain. There is also *strong* opposition to the project voiced by prominent locals, Church leaders and national politicians (click here for details).

IMAGE: Nautilus Minerals via  Massachusetts Institute of Technology website