BSP SME Loan Requirement and Eligibility You Should Know

Small and Medium Enterprises (SMEs) play a significant role in the economic development of Papua New Guinea. As such, the Bank of South Pacific (BSP) offers a range of financial products and services specifically designed for SMEs. 

One such product is the BSP SME Loan, which provides financing for business activities such as working capital, expansion, and asset purchases. 

In this article, we will explore the requirements and eligibility criteria for obtaining a BSP SME Loan.

Check out the information on BSP PaySecure App, click here.

BSP SME Loan Eligibility Criteria

To be eligible for a BSP SME Loan, applicants must meet the following criteria:

• Business Registration: The business must be registered with the Investment Promotion Authority (IPA) or the relevant government agency.

• Business Experience: The applicant must have at least two years of business experience in the same industry.

• Credit History: The applicant must have a good credit history with no defaults or outstanding debts.

• Collateral: The applicant must have collateral to secure the loan.

• Business Plan: The applicant must provide a comprehensive business plan that outlines the purpose of the loan, the projected cash flow, and the repayment plan.

BSP SME Loan Requirements

To apply for a BSP SME Loan, applicants must provide the following documents:

• Business Registration Certificate: This is a legal document that proves that the business is registered with the relevant government agency.

• Bank Statements: The applicant must provide at least six months of bank statements that show the business's financial history.

• Financial Statements: The applicant must provide a profit and loss statement and balance sheet for the last two years.

• Tax Returns: The applicant must provide the latest tax returns for the business.

• Collateral Documents: The applicant must provide documents that prove ownership of the collateral being offered to secure the loan.

• Business Plan: The applicant must provide a comprehensive business plan that outlines the purpose of the loan, the projected cash flow, and the repayment plan.

Loan Amount and Repayment Terms

The BSP SME Loan provides financing of up to PGK 1,000,000 with a repayment period of up to five years. The interest rate is fixed for the entire loan period, and the loan can be secured or unsecured, depending on the collateral provided.

The repayment terms for a BSP SME Loan are flexible, with repayment options including weekly, fortnightly, or monthly payments. 

The loan can also be repaid in full at any time without penalty.

BSP SME Loan is an excellent financing option

The BSP SME Loan is an excellent financing option for small and medium enterprises in Papua New Guinea. 

To be eligible for the loan, applicants must meet the eligibility criteria and provide the required documents. 

The loan provides flexible repayment terms, and the loan amount can be used for various business activities. 

If you are a small or medium business owner looking for financing options, the BSP SME Loan might be the right fit for you.

5 Things about BSP SME Loans that not many people know

1. BSP SME Loan offers a grace period: One of the unique features of the BSP SME Loan is that it offers a grace period of up to six months. This means that the borrower can defer the principal repayment for up to six months, which can help ease the initial burden on the business's cash flow.
2. The loan can be used for refinancing: Many people are unaware that the BSP SME Loan can also be used for refinancing existing loans from other financial institutions. This can be an excellent option for businesses looking to consolidate their debts and simplify their loan repayment process.
3. BSP SME Loan provides access to business advisory services: BSP offers business advisory services to its SME loan customers, which can help them improve their financial management and business performance. These services include financial planning, cash flow management, and business strategy development.
4. The loan amount can be used for various purposes: While the BSP SME Loan is primarily designed for working capital, expansion, and asset purchases, many people are not aware that it can also be used for other business purposes, such as marketing and promotional activities.
5. BSP SME Loan offers a range of repayment options: In addition to the flexible repayment terms, BSP SME Loan also offers a range of repayment options, including direct debit, BSP online banking, and BSP mobile banking. This provides convenience and flexibility to borrowers, allowing them to choose the repayment method that best suits their needs.

Conclusion

The BSP SME Loan is a financial product offered by Bank of South Pacific specifically designed for small and medium enterprises. 

The eligibility criteria for the loan include business registration, credit history, collateral, business experience, and a comprehensive business plan. 

Required documents include bank statements, financial statements, tax returns, and collateral documents. 

The loan amount is up to PGK 1,000,000 with flexible repayment terms and a fixed interest rate for the entire loan period. A

BSP SME Loan offers a grace period, access to business advisory services, and a range of repayment options. It can also be used for various business purposes, including refinancing existing loans.

PNG Teachers' Pay Compared to Pacific Island Countries

 Teachers play a vital role in shaping the future of any country. They are responsible for imparting knowledge and skills to students, which will help them become successful in their chosen careers. However, despite the importance of their role, many teachers in Papua New Guinea (PNG) are paid a low salary compared to their counterparts in other countries. 

In this article, we will examine the salaries of PNG teachers and compare them with those of teachers in other countries. We will also explore what the PNG government can do to reward teachers properly.

How much an average high school teacher in PNG earns

According to the website payscale.com, the average high school teacher in PNG earns between K21,955 and K33,639 per year, depending on their experience and position. 

This is a significantly lower salary compared to teachers in other countries. For instance, in New Zealand, the average salary for a high school teacher is $52,000 (K113,570), while in the United Kingdom, it is £28,000 (K120,900). In Canada, high school teachers earn an average salary of $61,700 (K158,421) per year.

• Read about PNG Public Service Pay Increase 2022 - 2024

• See the last pay increments for teachers here. 

 Factors impacting salaries of teachers in PNG

The low salaries of teachers in PNG can be attributed to various factors, including the country's economic situation and the government's budget allocation for education. 

According to the World Bank, PNG has a Gross Domestic Product (GDP) per capita of $2,590 (K5,623) as of 2020. This is lower than the GDP per capita of other countries in the Pacific region, such as:

• Fiji ($5,791), 
• Vanuatu ($3,478), 
• New Caledonia ($43,129), and 
• New Zealand ($43,547). 

As a result, the government have limited resources to allocate to education, especially teachers' salaries, leading to low salaries for teachers.

PNG government's budget allocation for education

Furthermore, the PNG government's budget allocation for education is relatively low compared to other countries in the region. (Note that this looks at the main education budget, excluding the Tuition Fee Free Education Funds)

According to the United Nations Educational, Scientific and Cultural Organization (UNESCO), in 2019, the government allocated 3.1% of its GDP to education. This is lower than the allocation of other Pacific Island countries, such as 

• Solomon Islands (6.7%), 
• Fiji (5.2%), Vanuatu (4.9%), and 
• New Zealand (6.0%). 

A higher allocation of the budget to education could result in better salaries for teachers, among other improvements.

What can the PNG government do?

To reward teachers properly, the PNG government can take various steps, including:

• increasing the budget allocation for education, 
• providing incentives for teachers, and 
• improving the quality of education. 

A higher budget allocation for education could result in increased salaries for teachers, which can attract and retain qualified teachers in the profession. 

Providing incentives, such as performance-based pay, can motivate teachers to perform better, resulting in better learning outcomes for students.

Improving the quality of education can also lead to better salaries for teachers. When students perform better in national and international assessments, it reflects positively on the quality of education provided by the country. 

The government can improve the quality of education by investing in teacher training, providing resources for schools, and improving the curriculum.

PNG Teachers' Pay Compared to Pacific Island Countries

The salaries of teachers in PNG are lower compared to those in other countries, and this can be attributed to various factors, including the country's economic situation and the government's budget allocation for education. 

To reward teachers properly, the government can attract and retain qualified teachers in the profession, resulting in better learning outcomes for students and a brighter future for the country.

In summary, it is clear that the salaries of teachers in Papua New Guinea are comparatively low when compared to those in other Pacific Island countries, such as New Zealand, Australia, Fiji, Vanuatu, and Solomon Islands. 

However, the government can take steps to reward teachers properly, including increasing the budget allocation for education, providing incentives for teachers, and improving the quality of education. 

It is essential for the government to recognize the important role that teachers play in shaping the future of the country and to ensure that they are adequately compensated for their work. 

Sources:

https://www.payscale.com/research/PG/Job=High_School_Teacher/Salary

https://www.education.gov.pg/

https://data.worldbank.org/indicator/NY.GDP.PCAP.CD?locations=PG-FJ-NC-NZ-SB-VU

https://data.worldbank.org/indicator/SE.XPD.TOTL.GD.ZS?locations=PG-FJ-NC-NZ-SB-VU

https://www.unesco.org/education/indices/education-at-a-glance/report-2019/developing-regions/pacific

https://www.worldbank.org/en/country/papuanewguinea/publication/pacific-human-capital-development-a-study-of-skills-shortages-in-the-region

https://www.asiapacific.ca/statistics/data-brief/gdp-capita-current-usd-2018

https://www.teachnz.govt.nz/getting-started/before-you-apply/what-youll-earn/

https://www.payscale.com/research/CA/Job=High_School_Teacher/Salary

https://www.payscale.com/research/UK/Job=High_School_Teacher/Salary

What is IPA - A guide to Investment Promotion Authority Online Services

The Investment Promotion Authority (IPA) of Papua New Guinea (PNG) is the country's primary agency for promoting and facilitating domestic and foreign investment. Established under the Investment Promotion Act 1992, IPA is responsible for the registration of companies and the promotion of investment in PNG.

In this article, we will explore some of the key features of IPA and how it can help investors looking to do business in Papua New Guinea.

What is IPA?

IPA is a statutory body that operates under the Ministry of Commerce and Industry. Its primary function is to promote and facilitate investment in PNG by providing a range of services to investors, including 

• registration of companies, 
• provision of investment information, and
• facilitation of investment approvals.

IPA also works closely with other government agencies, including the Department of Treasury, the Bank of Papua New Guinea, and the Internal Revenue Commission, to promote investment and improve the business environment in the country.

IPA Certificate Download

One of the most important services provided by IPA is the registration of companies. Companies that are registered with IPA are issued with a certificate of incorporation, which is an important legal document that is required for doing business in Papua New Guinea.

Investors can download a copy of their IPA certificate from the IPA website. 

This can be useful for investors who need to provide proof of their company's registration for various purposes, such as opening a bank account or applying for a visa.

PNG IPA Company Extract

In addition to the certificate of incorporation, investors can also obtain a company extract from IPA. 

A company extract provides detailed information about a company, including its 

• registered office address, 
• directors, 
• shareholders, and
• share capital.

This information can be useful for investors who are conducting due diligence on a potential business partner or supplier in Papua New Guinea. 

The company extract can be obtained online through the IPA website.

IPA Online Company Search

The IPA website also provides an online company search facility, which allows investors to search for information about registered companies in Papua New Guinea. 

This can be useful for investors who are looking for potential business partners or suppliers in the country.

The online company search provides basic information about registered companies, such as their name, registration number, and status. 

Investors can also obtain a company extract by clicking on the company name.

IPA Online Login

Investors who are registered with IPA can log in to the IPA website to access a range of services, including the ability to update company details, file annual returns, and apply for investment approvals.

To log in to the IPA website, investors need to have their registration number and password. If investors have forgotten their password, they can request a new one by clicking on the "Forgot Password" link on the login page.

How to Use the IPA Portal

The IPA portal provides a range of services for investors, including the ability to register a new company, update company details, file annual returns, and apply for investment approvals.

To use the IPA portal, investors need to first register with IPA and obtain a registration number and password. Once registered, investors can log in to the portal and access the various services.

What is IPA - A guide to Investment Promotion Authority Online Services

The Investment Promotion Authority of Papua New Guinea plays an important role in promoting and facilitating investment in the country.

 Its services, including the registration of companies, provision of investment information, and facilitation of investment approvals, make it an essential resource for investors looking to do business in Papua New Guinea.

The IPA website provides a range of online services that can be accessed by registered investors, including the ability to download IPA certificates, obtain company extracts, and search for registered companies in the country.

My PNG Exam Results Online 2025 - Grade 10 and Grade 12 Login

The PNG Department of Education and Measurement Services Division (MSD) initiated My PNG Exam Results website (URL: mypngexamresults.com). This is the website Grade 10 and 12 students in the country use for checking the 2025 results. It is wholly paid for by the NDoE/MSD and run by a private group called Pure Maths.

This article will help you understand the exam, marking and exam data as you anticipate the  My PNG Exam Results 2025 and what to do if you have problems logging in.

Login and check Grade 10 and Grade 12 Exam Results

Read the latest on Exams, Exam results and Grade 11 Selections on PNG Insight, follow the links.

PNG Insight has covered this topic extensively in the past four years. It has been a source of information for the Grades 10 and 12 students in the country.

You can watch the video on the PNG Insight YouTube channel or the embedded video below. It shows Grade 10 and Grade 12 students how to login to the PNG Exam Results website and what to do with their results.

What does My PNG Exam results website do?

The PNG Exam Results website is an online platform for checking the Grade 10 and Grade 12 provisional exam marks. It also has the capability for MDS data officers and provincial exam coordinators can input data into the system - but these functions have not been fully utilised at present.

The online results website started in 2018. This year will be the 5th year running. 

In brief, exam data sheets enter the MSD office after marking Grade 10 and Grade 12 exams and also from the schools in the country. The Students' Data from the internal school-based assessments and external examinations are manually entered, checked, re-checked and finalised for the final Grade 10 and Grade 12 results.

It is intensive work that the MSD officers and schools do to ensure all the marks, grades and certificates are ready.

My PNG Exam Result Website (www.mypngexamresults.com)

An external developer controls the backhand of the Exam Results website. They upload the Grade 10 and Grade 12 students' examination data files to the website. This happens after MSD's checks and balances. It is the final step before the students can check their results online.

MSD does most of the work as it is its responsibility.

Notably, the website's URL does not have .gov.pg like the NDoE website (www.education.gov.pg) and other government departments do. 

As mentioned, the platform belongs to the NDoE and houses the Grade 12 and Grade 10 examination data. But, hosted on a different WEB-HOST and URL.

It is a matter for the education department to localise the HOST and URL. Hence, localising the students' data.

When is PNG Grade 10 and Grade 12 results coming out?

From past experience, the Grade 10 and Grade 12 results usually come out at the same time, in December every year. It is a time-bound activity that the education department (NDoE) had to get it right so that the higher education department (DHERST) could do the Grade 12 selection on time.

MSD gives the results to the Grade 11 selection committee and DHERST. They will use the results for the 2026 Grade 11 selection and Grade 12 selections.

The students can access their PNG Exam Results 2025 when (as soon as) the Grade 11 and Grade 12 selections are happening.

As for the Grade 12 student, this is the right time to log in to NAOS and make changes to your choices - this article will help you with that!

MUST do - Grade 10 and Grade 12 students

Here are three things you must do upon login to the MY PNG EXAM RESULTS website (www.mypngexamresults.com)

• 1) You must change your password to a more secure one
• 2) Download a PDF version of your exam results 2025
• 3) Grade 12 students, you must log in to NOAS and make changes to your choices where necessary.

Comment and questions

If you have a question, write it in the 'comment' section. Or, follow the links to PNG Insight's videos. Get more info on Grade 10 and Grade 12 exam results and Grade 11 and Grade 12 (DHERST) selections 2025.

PNG BSP Bank: A Guide to BSP Online Banking, Business Banking, and Customer Service

Bank of South Pacific (BSP) is a major banking institution in Papua New Guinea (PNG) that offers a range of financial products and services, including online banking and business banking. BSP has been providing financial solutions to individuals, small and medium enterprises, and large corporations in PNG for over 60 years. 

In this article, we will delve into the various aspects of BSP, including its

• online banking services, 
• business internet banking, 
• customer service, and 
• the advantages and disadvantages of banking with BSP.

Check out the information on BSP PaySecure App, click here.

BSP Online Banking PNG

BSP's online banking service provides a secure and convenient way to manage your finances anytime, anywhere. 

With BSP online banking, you can access your accounts, view your transaction history, transfer funds, pay bills, and much more. 

To get started with online banking, you need to register for BSP's Internet Banking service by visiting a BSP branch or by calling their customer service hotline. 

Once you have registered, you can access the service from the BSP website or through the BSP mobile app.

BSP Online Business Banking

BSP's online business banking service is designed to meet the financial needs of small and medium enterprises (SMEs) and large corporations. 

This service allows businesses to manage their finances in a secure and efficient manner, with features such as 

• account management, 
• fund transfers, 
• bill payments, and 
• payroll services. 

BSP's online business banking service is available 24/7 and can be accessed from anywhere with an internet connection.

BSP Business Internet Banking

BSP's business internet banking service is a comprehensive financial management tool for businesses of all sizes. 

This service provides businesses with a secure platform to manage their finances, including account management, fund transfers, bill payments, payroll services, and more. 

BSP's business internet banking service also allows businesses to monitor their cash flow and manage their finances more effectively.

BSP Customer Service

BSP is committed to providing excellent customer service to its clients. The bank has a dedicated customer service team that is available 24/7 to assist clients with any banking-related queries or concerns. 

BSP's customer service team can be reached through their customer service hotline, email, or by visiting a BSP branch. 

It also provides its clients with access to a range of educational resources, including financial literacy programs, to help them manage their finances more effectively.

Advantages of Banking with BSP

There are several advantages to banking with BSP. Firstly, BSP has a wide network of branches and ATMs throughout PNG, making it easy for clients to access their funds and manage their finances. 

BSP also offers a range of financial products and services to meet the diverse needs of its clients, including personal and business loans, savings and investment accounts, insurance products, and more. 

It is also committed to providing excellent customer service and ensuring the security and privacy of its client's information.

Disadvantages of Banking with BSP

Despite its many advantages, there are also some disadvantages to banking with BSP. One of the main drawbacks is that BSP's fees and charges can be higher than those of other banks in PNG. 

Additionally, BSP's online banking services can sometimes experience technical issues, which can cause inconvenience for clients. 

Finally, BSP's customer service can sometimes be slow in responding to queries or concerns.

Why Use BSP Online Services

BSP's online banking services offer several benefits, including convenience, security, and flexibility. 

With BSP's online banking services, clients can manage their finances from anywhere with an internet connection, at any time of the day or night. 

BSP's online banking services are also secure, with advanced encryption and authentication protocols to protect clients' information. 

Its online banking services are flexible, allowing clients to customize their banking experience to meet their individual needs and preferences.

BSP is a leading financial institution in PNG that provides a range of financial products and services, including online banking and business banking. 

Its online banking services offer clients a convenient, secure, and flexible way to manage their finances, while its business banking services are designed to meet the diverse financial needs of businesses of all sizes.

Although there are some disadvantages to banking with BSP, such as higher fees and technical issues with online banking, BSP's commitment to excellent customer service, financial literacy programs, and secure online banking make it a top choice for many individuals and businesses in PNG.

In conclusion, if you are looking for a reliable and trusted financial institution in PNG, BSP is an excellent choice. With its comprehensive range of financial products and services, commitment to excellent customer service, and secure online banking options, BSP is well-positioned to help you achieve your financial goals.

Nambawan Super Savings and Loans Login Online Portal Login Info

Nambawan Super Savings and Loans provides a range of financial services to its customers. Its online portal is a convenient and secure platform that allows customers to access their accounts and a variety of financial services from anywhere in the world. By logging in, customers can access services such as account information, bill payments, loan applications, updating personal details, and secure messaging.

The benefits of using the online portal include easy access to account information, convenient bill payments, loan applications, and secure transactions. Customers should keep their login details secure, keep their contact details up to date, use the secure messaging feature to contact customer service, review their accounts regularly, and keep track of loan payments to avoid late payment fees.

In this article, we will take a closer look at how to login to the Nambawan Super online portal and what services you can access once you are logged in.

Nambawan Super Savings and Loans Login

The Nambawan Super online portal is a convenient and secure platform that allows customers to access their accounts from anywhere in the world. Some of the benefits of using the online portal include:

• Easy access to account information: With the online portal, customers can access their account information, including their account balance and transaction history, at any time.
• Convenient bill payments: Customers can pay their bills, such as water and electricity bills, directly from their Nambawan Super account.
• Loan applications: Customers can apply for loans online without having to visit a physical branch.
• Secure transactions: The online portal is secure, and all transactions are encrypted to protect customers' sensitive information.

How to login to the Nambawan Super online portal

To access the Nambawan Super online portal, you need to follow these simple steps:

• Step 1: Visit the Nambawan Super website: The first step is to visit the Nambawan Super website at www.nambawansuper.com.pg. Once you are on the website, click on the "Login" button located at the top right corner of the page.

• Step 2: Enter your user ID and password: On the login page, enter your user ID and password. If you are logging in for the first time, you will need to register for an account. To do this, click on the "Register" button and follow the prompts.

• Step 3: Click on the "Login" button: Once you have entered your user ID and password, click on the "Login" button to access your account.

Here is who to check Nambawan Super Balance

 

What services can you access once you are logged in?

Once you are logged in to the Nambawan Super online portal, you can access a wide range of services, including:

• Account information: You can view your account balance, transaction history, and other account details.
• Bill payments: You can pay your bills, including water and electricity bills, directly from your Nambawan Super account.
• Loan applications: You can apply for loans online without having to visit a physical branch.

• Update personal details: You can update your personal information, including your contact details and address.

• Secure messaging: You can send secure messages to the Nambawan Super customer service team.

• Access to statements: You can view and download your account statements.

Tips for using the Nambawan Super online portal

Here are some tips to help you get the most out of your Nambawan Super online portal experience:

• Keep your login details secure: Always keep your user ID and password secure and do not share them with anyone.

• Keep your contact details up to date: Ensure that your contact details are up to date, including your phone number and email address, so that you can receive important notifications from Nambawan Super.

• Use the secure messaging feature: If you have any questions or concerns, use the secure messaging feature to contact Nambawan Super's customer service team. This ensures that your communication is secure and confidential.

• Review your account regularly: It is important to review your account regularly to ensure that there are no unauthorized transactions or errors.

• Keep track of your loan payments: If you have a loan with Nambawan Super, make sure to keep track of your loan payments and pay them on time to avoid late payment fees.

Nambawan Super Savings and Loans Login Online Portal Best Practices

The Nambawan Super online portal is a convenient and secure platform that allows customers to access their accounts and a range of financial services from anywhere in the world. 

Logging in is easy, and once you are logged in, you can access a wide range of services, including account information, bill payments, loan applications, and secure messaging. 

By following the tips outlined in this article, you can get the most out of your Nambawan Super online portal experience and ensure that your financial transactions are secure and hassle-free.

Asian Development Bank Funds TVET Schools in PNG

The Asian Development Bank (ADB) is providing K174 million worth of support to improve the Technical, Vocational Education and Training (TVET) sub-sector in Papua New Guinea.

Department of Higher Education, Research, Science and Technology (DHERST) Secretary Dr Francis Hualupmomi told The National that 10 out of the 22 TVET institutes recognised by the department would be benefiting from the total of K233 million TVET for an employment project.

“After we sign today (yesterday), funding will be released as soon as the accounts are open next year after March,” he said.

He pointed out that DHERST would be the implementing agency of the funding, with the PNG Government putting up US$6.3 million (K21 million), the Australian Department of Foreign Affairs and Trade US10 million (K34 million) and a concessional loan of US$50 million (K174 million) from ADB.

The 10 colleges earmarked to benefit from the project are:

1. Port Moresby Technical College, 
2. Bougainville Technical College, 
3. Madang Technical College, 
4. Mt Hagen Technical College, 
5. Highlands Agricultural College, 
6. Goroka Technical College, 
7. PNG National Polytechnic Institute, 
8. West New Britain Technical College, 
9. Western Province Technical College and
10.  Don Bosco Simbu Technical College.

“They were selected through the external market assessment conducted by ADB. They did their own assessment and then selected those 10 colleges and they will eventually become polytechnic institutions,” Hualupmomi said.

The specific focus of the project will be on investing in the upskilling of construction and agriculture skills.

This was in line with the government’s priority goals of the Medium Term Development Plans IV to ensure that all school leavers were educated and trained under the ‘No Child Left Behind’ policy.

Source: National Newspaper 15/12/2022

This article appeared in the National Newspaper. It is a topic we have been following. We parked it here so that our visitors can read it here. 

How To Check Grade 7 Results 2024 Zambia

You can easily get the answers to the questions about how to check Grade 7 results on Airtel, how to check Grade 7 results online, and what the 2024 Grade 7 cut-off points from this article.

Here you'll find out about:

• How To Check Grade 7 Results Zamtel, Airtel MTN - 8383.
• How to Check Grade 7 Results Online?
• Zambia Grade 7 results Stats
• Grade 7 cut-off points for Zambia

PNG Insight has the latest information on this help page for our visitors from the beautiful country of Zambia. Click on the blue link for info you need to know about this year's Grade 7 and Grade  ECZ results.

How To Check Grade 7 Results Zamtel, Airtel MTN - 8383.

1. You open the new message pad on your Mobile Phone
2. Type the full Examination Number (Leave Space)
3. Type the Examination Year (Leave Space)
4. Type the Examination Grade and
5. Send to 8383

The checking of results is available to all networks with a service charge.

How to Check Grade 7 Results Online?

Here is how to check results for Grade 7 results online:

• 1) Visit https://systems.exams-council.org.zm/
• 2) Click on E-STATEMENT OF RESULTS
• 3) Click on CANDIDATE SIGN IN
• 4) Select the LEVEL (see diagram)

• 5) Enter Examination Number
• 6) Hit the Continue tab
• 7) Click on “ELECTRONIC STATEMENT OF RESULTS” to view, download and print the PDF file.

That's how to check the Grade 7 - you can use the same steps to check the Grade 9, Grade 12 and GCE results.

 

Zambia Grade 7 results Stats

Here are the numbers released by ECZ for the candidates sitting the Year 7 2022 examinations:

• Candidates entered - 493,932
• An increase of 7.86% from 2021.
• 255,828 candidates were Girls, 51.79% of the total number of candidates.
• 238,104 candidates were Boys, 48.21% of the total number of candidates.
• 44,405 (8.99%) candidates were absent.

91.01% of candidates sat Grade 7 examinations 

A promising 449,538 (91.01%) candidates sat for the ECZ Grade 7 examinations in 2024. This comprises of:

• 233,189 Girls
• 216, 349 Boys

Divisions compositions are as follows:

• Division one - 64,008
• Division two - 121,490
• Division three - 96,356
• Division four - 167,684

Grade 7 cut-off points for Zambia

More girls progressed through Divisions 1,2 and 3. While more boys than girls progressed through Division 4.

The progression rate is 100% due to automatic progression to Grade 8. 

 It is important to note that starting 2024, a passing mark (Grade 7 cut-off point) will be introduced.

Visit this page for more information on Grade 9 and Grade 12 results.

Disclaimer: This data and information are sourced from the Examinations Council of Zambia website, Facebook page and Twitter account. If you have any questions, please comment below. 

ITI PNG Selection List, Courses and Fees 2024 - International Training Institute

The International Training Institute (ITI PNG) is a private training provider for Grade 12 school leavers and working-class people. ITI opened its first campus in Lae in 2004, today ITI PNG has 10 campuses (and 1 distance learning centre). 

It provides entry (certificate and diploma) courses in IT, Human Resource Management and accounting. 

ITI Diploma Programs are accredited by DHERST.

Check out the ITI Non-School Leavers (NSL) and School Leavers Information here.

International Training Institute (ITI PNG) Courses and Fees 2024

ITI PNG website has the latest details on its entry certificate courses which are partway to ITI diploma courses. 

PNG Insight picks out the courses that are fitting for Grade 12 non-school leavers. 

Read on to find out about the PNG ITI courses and fees for 2024.

Certificate entry courses for Grade 10 Non-school Leavers

The Grade 10 non-school leavers entry courses are full-time courses. The courses have a duration of 17 weeks. ITI PNG takes in students twice a year - February and July.

There are five courses, and each requires students to complete five units. 

According to ITI PNG, its course fee 2024 for the certificate courses is K3,400 (K1,200 on registration, followed by approved installments.)

 

ITI Certificate courses 

After completing the entry Certificate courses, students can enrol on the Diploma programs. Here are the 5 ITI PNG entry courses for Grade 10 non-school leavers:

• Certificate in Accounting
• Certificate in Business
• Certificate in Sales
• Certificate in Computing
• Certificate in Human Resource Management

As mentioned, all the certificate courses fee is K3,400. You must pay K1,200 on registration, followed by approved instalments. The Entry Requirements: You must have successfully completed Grade 10 with passes in English and Mathematics. The course duration is 17 weeks, starting twice a year, in February and July.

ITI Diploma Courses

ITI students completing the certificate course that meet the entry requirements can proceed to diploma courses. Also, ITI accepts Grade 12 school non-school leavers who can apply for diploma courses. 

Here are the courses for the non-school leavers for February and July intakes:

• Diploma in Business Accounting
• Diploma in Business Management
• Diploma in Human Capital Management
• Diploma in Marketing Management
• Diploma in Information and Communication Technology

To apply for the diploma courses at ITI PNG, you must have a certificate or be a Grade 12 with a C or above in English and Maths. A grade D grade in Advanced Maths is eligible for a Diploma in Business programs and for a Diploma in ICT.

The duration of the Diploma Courses is 17 - 34 weeks.

International Training Institute (ITI PNG) Selection List 2024

ITI PNG releases the selection list of intakes before February and July every year. If you submit your application, check before the ITI academic year starts. 

You can also contact the ITI office for more information on application forms, acceptance lists and courses and fees for 2024.

Note that ITI PNG courses and fees are quoted at the time of this article. This may change. So, check the ITI website for the latest courses, fees and admission information you need before the academic year commences.

ITI Campus in PNG

ITI PNG has 10 campuses in the country that offer certificate and diploma courses to both Grade 10 and Grade 12 students. 

Here is the complete list of the International Training Institute (ITI) campuses. You can also find the contact details and know the campus close to you.

How to Check Matric Results 2024 Key Dates

This article on How to Check Matric Results captures the important details that you need to know between the 13th of January 2025 and the 15th of March 2025.  Also, find out about the key dates and what you can do to check the NSC Grade 12 results this year.

Overview of Matric Results

Highlights of this article:

• When do Matric Results 2024 Come Out?
• Matric Results Key Dates You Should Know
• How to Check Matric Results Online
• Check Matric Results in the Newspapers
• How to Check Matric Results via SMS
• Get Matric Results via USSD Code
• Visit Your School to Get the Grade 12 Results

A new article is available here for the ''2024 Matric Results Release Dates'' and ''How to Check the Results via SMS/Online'', click here to find out.

When do Matric Results 2024 Come Out

According to the DBE (Department of Basic Education) past release dates, the Matric results often come out mid-January.

The Minister of Basic Education Angie Motshekga announced the outcome of the final exam on the 19th of January 2024. And, students accessed their Matric Results on the following day.

Here are the recent results release dates:

        Year      Matric Results

• 2024      13th of January 2025 (Get more info, click here)
• 2023     19th of January 2024 
• 2022     20th of January 2023
• 2022     21st of January 2022
• 2020     23rd of February 2021

DBE has been consistent with the release of the Matric results in the last two years and it confirmed the Matric results 2024 to come out on the 13th of January 2025, students can check their results on the 14th of January 2025. 

Matric Results: 2025 Key Dates You Should Know

Here are the key dates for the Grade 12 NSC (National Senior Certificate) exam cycle that the Class of 2024 and retakes for 2025 should know:

• Monday, January 13, 2025 (6pm): Minister of Basic Education Siviwe Gwarube, and Deputy Minister Dr. Reginah Mhaule will announce the national matric results.
• Tuesday, January 14, 2025 (6am): Results will be available to candidates via multiple platforms.
• Deadline for queries: Students must submit any result-related queries within 30 days after release (by 13 February 2025).
• Corrections deadline: Any errors in personal details on result statements must be reported before February 21, 2025.

For the latest 2025 dates, click here.

Share this information with your friends and families so that they are aware of these key examination dates.

What is a higher certificate pass in Matric results?

A higher certificate pass (HCP) is the third level of a pass in Matric. With this pass, you can be admitted to study for a Higher Certificate at an institution of higher learning.

In other words, the Higher Certificate Pass is the third-highest pass of the four Matric pass levels.

How to Check Matric Results Online

The Department of Basic Education released the steps for checking Matric results online. Class of 2024 can check the Matric results online using three online platforms.

Here is a quick guide:

• 1) Department of Basic Education website: Visit the DBE website; Login using your *examination number, and personal details such as name and home language.
• 2) News24 website: Visit the website; Enter your examination number in the provided field; Select the type of exam, either IEB or NSC; Check your IEB or NSC results.
• 3) IEB website: Visit the IEB website; Key in your exam number and the date of birth in the space provided; Hit the Submit button to request to access the results.

If you need further help checking Matric Results, here are step-by-step instructions and links for you to follow, check this article.

Note that the website traffic may be high causing delays in response time. The best way is to be patient and wait for the results to show on your screen.

*The exam number which is your candidate number should have 13 digits.

How to Check Matric Results via Mobile App

You can use the DBE official app to check your results on your smartphones. If you have plenty of data or WiFI, install the MatricMate App and you are good to go.

Here is how to do it:

• Visit the Google Play Store on your phone.
• Search for the Matric Mate app.
• Install and open it.
• Enter your 13-digit ID number as well as your examination number.

As soon as the result is available, you will be able to view it. So, install the app as soon as the results are out on the 14th of January 2025.

Check Matric Results in the Newspapers

The Matric results 2024 can be found in the major newspapers in South Africa when DBE releases the results. 

You can get the Matric results in the main newspapers such as The Rapport, The Argus, and The Star.

The newspapers well out quickly so get a copy of the newspaper early in the morning so that you do not miss out.

Also, check the major newspapers' online versions of the Matric results that they publish which often appear in the daily news sections.

How to Get Matric Results via SMS

You will need your examination ID to get your Matric result via SMS. But first, you must register by sending an SMS to 35658. Follow these quick steps:

• Send your exam ID to 35658.
• You’ll receive a message to confirm registration.
• Follow the prompts to answer the multiple-choice questions.

That's it. 

When DBE releases the results, you will receive them immediately. A network fee of R1.50 will be charged for this service.

How to Get Matric Results via USSD Code

You will also need your examination ID to get your Matric result via USSD. But first, you must sign up via 35658. Follow these quick steps:

• Use the USSD code *120*35658# to sign up.
• Follow the prompts and answer the multiple-choice questions.
• Enter your ID number when asked.

That's it. 

USSD network fee applies for this service, check your local USSD service provider.

Check Grade 12 NSC Results at Your School

It is important to note that the Matric results you get online, via SMS and USSD and also in the newspapers may not be your final results. They are the 'progressive' results for you to check.

You have the opportunity to apply for remarking/rechecking of the marked examination scripts before your final Matric Results are printed on your National Senior School Certificates. 

Therefore, check with your schools, headteachers and patrons to find out if they are happy with your results. 

The schools often have the latest information on results, they will know how the students are performing and whether there is a need for remarking/rechecking the marked examination scripts.

In closing, this blog hopes that you find the information here helpful as you check your Matric results and anticipate your next move. 

We wish you all the best in 2025!

________________

About PNG Insight

We are an education and development blog. We release that we have some visitors from beautiful South Africa. That is why we research this article to help you at this time as you are looking for information on Matric results. Please, leave a comment below and let us know how we are doing.

Why is a Website and Social Media Great Business Tools?

The article aims to help small businesses and start-ups improve online sales and marketing of their products and services. You'll find out how easy it can be for *new* businesses to create a business website and use 5 useful tools to make the website stand out above the rest.

Write articles to rank on Google

A 600 – 800 word post is just right to get a good Google ranking. You may not need plenty of mobile phone *data* or 24-7 WiFi to publish your work. Write offline (using Microsoft Word for example) and post when you are online.

So if you have not started your start-up/business website, take a look at how easy it is to create a website.

(Here is how I started PNG Insight from scratch - learn about how to get a suitable URL, Host and run a successful business website.)

5 useful tools to make your business website standout

Here are the 5 online tools that will make your blog stand out from the others.

1. Grammarly

Grammarly valuable tool for Spelling & Grammar Checks.

Grammarly is a useful online grammar and spelling checker. Just copy and paste your final assignment or blog post into the window pane and click Check Your Text. 

Obliviously, English is the second (even third) language for many Papua New Guineans. Grammarly, the Grammar and Spelling checker tool, is one blogging tool I'd recommend highly, even if you are a savvy writer, you will also benefit from it.

Make sure you have used the correct English version by choosing English (US) or English (UK), or whichever one you prefer. Grammarly 'spelling check' is free on Chrome, Safari, and Firefox browsers. 

You can install the app as an add-on on Chrome or use the online version to check your work for both Grammar and Spelling errors.

2. Use Social Media Platforms (prioritise YouTube, LinkedIn, Pinterest)

It is important to create social media accounts for your business website. Social media is the most important platform for reaching customers without spending money on paid advertisements. 

Here is why you should prioritise YouTube, LinkedIn and Pinterest

My top picks (in the order of getting organic search customers)  are YouTube, LinkedIn, Pinterest, Twitter and Facebook. The first three social media platforms (YouTube, LinkedIn, Pinterest) are proven organic (Google) search drivers for your business, in addition to your website. Also called the evergreen online platforms. One article (like this one) will rank for years to come.

Twitter and Facebook are simply message-sharing platforms with no (or very little) organic search ranking. They can be used when there is a need to get a recent ad/message out en masse.

If you are planning to use images, try Pinterest. In fact, Pinterest is a useful tool for showcasing your work as well as getting visitors to your business. 

Another way to find the ideal social media platform fit for your website is to experiment with various platforms. This can take years to find social media platform that complements your business website, once you find it, stick with it.

3. Images/visuals and messages

Attractive visuals and powerful messages are best for your business website. Think of it this way: 

• images attract readers, and
• messages give the readers a taste of what the post is about. 

So, make the images appealing to attract readers and messages stimulating so that the readers will want to read further.

You can do all these without spending money on image apps.  For beginners, the two free image editors I have been using are Canvas and IShot. You can auto-edit photos, add texts, use free photos and do many other formatting styles. 

These two image apps are also available on Google Play Store for free.

Many of the photos on PNG Insight are examples of what you can do with an image editor like Canvas and IShot. 

My top tip is to always keep your photos the *same size*. Consistency is the key to making your business website stand out amongst the others.

4. Google Search Console & Google Analytics

Google Search Console can help optimise your website. GSC is, in simple terms, the platform where you tell Google about your website by creating sitemaps and submitting URLs, inviting Google to come to your website. It should be the first step of a structured SEO plan, why buy expensive SEO plans when Google has this tool you need for free?

On the other hand, Google Analytics is the platform where Google provides you (the webmaster) with data and information about your website. That means that Google has recognised your website - its structure (sitemap) and individual URL.

So, if you want to understand how your website works (and improve its performance) you’ve got to use both platforms provided by Google – and they are free!

Google Search Console (GSC) and Google Analytics (GA) provide insights into the performance of your business website. 

Moreso, these two are powerful data insights Google provides free of charge. It can never get better than this when you are looking for Search Insights and how customers behave on your business website.

5. Google Trends and Adwords Keyword Search

Rank well on Google - visibility!

This is the important part of writing that many beginners ignore or did not know about. If you want to rank well in Google’s searches, you must learn to identify (and use the keyword in a post) what you want Google to rank you for. 

It’s not rocket science!

You just have to identify what is trending on Google and used Adword Keyword Search to choose a keyword. Then, use the keyword in your writing (and also in the post’s search description before publishing it). 

It is the anchor text that Google shows to people in search results when the search matches your keyword.

Why are a Website and Social Media Great Business Tools?

All in all, these may seem like a mountain of work to do. It, probably, is. 

But having a business website that puts your products and services on the front page of Google searches can never get better. is fun and easy if you do it right from the start.

All small business owners and start-ups have to know that having a powerful website is the key to sales and marketing; and the overall success of selling online.